Dedicated offshore claims, underwriting and policy administration teams

Dedicated claims, underwriting and policy teams that work inside your workflow.

Veteran-owned

Delivery in the Philippines, Colombia, Mexico and India

Employer-of-record employment in-country

SOC 2 Type II audited (Security criterion)

Quick answer

Insurance back office outsourcing, also called insurance BPO, is the use of an outside provider for claims, underwriting support, policy administration and customer service tasks. Connext recruits, employs and manages offshore insurance professionals who work in the client's systems under the client's processes; clients keep coverage and claim decisions.

What an insurance back office team does

It does the high-volume administrative work behind policies and claims: reviewing claims, setting up and changing policies, answering policyholder queries, keying data and checking quality.

insurance back office outsourcing is the use of an outside provider for these processing tasks. In traditional business process outsourcing (BPO), the vendor takes over the workflow; Connext's model is staffing plus employer of record, where you keep the workflow.

What does Connext do for you?

We recruit offshore insurance professionals

We recruit offshore insurance professionals with relevant operational experience.

We employ them in-country

We employ in-country under an employer-of-record structure: recruitment, payroll, benefits and local compliance.

They work inside your systems

They work inside your systems. You define how the work is done.

Operational oversight

Operational oversight from Connext supports consistency and continuity.

We provide the environment

We provide the environment: secure facilities with controlled access, IT systems, connectivity and technical support.

What are the five core functions of an insurance back office team?

01

Claims processing

Reviewing submitted claims, verifying information, calculating payments and checking coverage against policy terms.

02

Underwriting support

Preparing and organizing high volumes of applications for your underwriters to evaluate and decide.

03

Policy administration

Policy setup, changes, updates and renewals, with documentation and policyholder communication.

04

Customer service

Claim status updates, premium payment questions and policy information.

05

Quality assurance and data entry

Accurate entry into your systems, plus metrics and checklists that flag rework early.

What happens when your insurance back office is understaffed?

Work slows in three places at once. Experienced staff end up absorbing volume instead of doing oversight and judgment-based work.

New hires

New hires take time to master your systems.

Turnover

Turnover causes delays.

Rework

Rework follows.

Real situation

$200K

in direct revenue from the SDR team Connext launched for the same client

A leading health insurance company built dedicated Connext teams across claims, billing, underwriting, customer service, quality management, account management, wellness programs and provider relations. The same engagement added an SDR team that delivered $100K in influenced deals, a 21% meeting-set rate and an 80% meeting attendance rate.

How does Connext compare with a traditional insurance BPO?

Typical traditional insurance BPO
Connext staffing and employer of record
Who owns the workflow
The vendor
You
Who employs the staff
The vendor
Connext as employer of record, working under your direction
Who sets standards and priorities
The vendor's procedures
You
Employment risk
Sits in the vendor's contract
Connext handles recruitment, payroll, benefits and local compliance
Visibility into performance
Reports
Dedicated staff in your systems, plus Connext operational oversight

Which parts of the process does the offshore team support?

Stage 01

Application and underwriting

Application intake, data entry, document organizing.

You keep: risk evaluation and the decision to approve or deny coverage.

Stage 02

Policy servicing

Setup, changes, renewals, documentation, policyholder updates.

You keep: policy rules and exceptions.

Stage 03

Claims

Claim review, information checks, payment calculation, status updates.

You keep: claim decisions and escalations.

Stage 04

Quality

Metrics, checklists, rework tracking.

You keep: standards and audit response.

What stays with your organization?

Workflows, standards and priorities stay with you, and so do the decisions.

Workflows

Yours. You define how the work is done.

Standards and priorities

Yours. The team works to the standards you set.

Coverage and claim decisions

Yours. The team prepares and processes; the decision stays inside your organization.

Regulator and examiner contact

Yours. Connext staffs the processing work and does not speak for you.

How does Connext recruit for insurance roles?

Six steps, and four of them happen before you see anyone.

01

Job description calibration

Connext and your team agree on the role before the search starts.

02

AI-enabled candidate screening

Applicants are screened with AI-enabled tools.

03

Candidate assessments

Candidates complete assessments.

04

Operations manager interview

A Connext Operations Manager interviews the candidates who pass.

05

Candidate packets sent to you

Each packet holds the resume, bill rate, assessment scores and interview notes.

06

Interview and selection

You interview and choose.

We bring the talent; you choose the perfect fit.

Frequently asked questions

What is insurance back office outsourcing?
It is the use of an outside provider for claims, policy and servicing tasks. Connext supplies dedicated staff who work in your systems.
How is Connext different from an insurance BPO?
You keep the workflow. Connext handles hiring, employment and the working environment.
What insurance roles can Connext staff?
Claims processors, underwriting support, policy administrators, customer service representatives, data entry operators, quality assurance analysts, back-office support staff, team leads and process analysts.
Is offshore insurance work secure?
Connext provides secure facilities with controlled access and employee equipment, does not store your data offshore, and holds a SOC 2 Type II audit for the Security criterion.
Who is accountable for compliance?
You are. Connext's model gives you the people and environment; you set the standards.
What does the Contractor Transitions service involve?
If you are already working with independent contractors, Connext transitions them into a compliant, fully supported offshore team without losing the people you already trust.
Where are Connext's offices located?
Connext operates offices in the Philippines, Colombia, Mexico and India.
Do I need to already have staff to get started with Connext?
No. Most clients start from zero: Connext recruits, hires and onboards the team for you, and you keep control of how they work. If you already have contractors or staff in place, we transition them instead so you do not lose the people you trust.
What security measures are in place at Connext facilities?
Teams work from more than 50,000 sq ft of secure, purpose-built workspace with 24/7 managed IT support, secure VPN access and full technology integration.
What kind of support is available after my team is up and running?
Your Operations Manager stays with the account, running weekly performance reviews and retention management that keeps annual attrition around 20% versus a 50% industry standard.